Among the morning azkar is the supplication of refuge from disbelief, poverty, and the punishment of the grave, sealed with tawhid, "there is no deity but You." It joins the safeguarding of one's religion, worldly provision, and safety in the hereafter.
Al-llhuـmma 'iinnـy 'a'wdhu bika mina al-kuـfr ، waalfaـqr ، wa'a'wdhu bika min 'adhabi al-qaـbr ، la ilah 'ila 'anـta.
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Meaning
O Allah, I seek refuge in You from disbelief and poverty, and I seek refuge in You from the punishment of the grave. There is no deity but You. It is a plea for protection of one's faith and provision, and safety in the grave.
When to recite
Said three times in the morning as part of the morning azkar and three times in the evening, seeking refuge from disbelief, poverty, and the punishment of the grave.
About this dhikr
This dhikr is part of Morning Azkar as documented in Hisnul Muslim (Fortress of the Muslim), and is recited 3 times.
How many times should this dhikr be recited?
This dhikr is recited 3 times, as narrated in Hisnul Muslim. Use the smart counter on this page to track your repetitions.
What does the believer seek refuge from in this remembrance?
From disbelief, poverty, and the punishment of the grave, combining the protection of religion, worldly life, and safety in the hereafter within the morning azkar.
How many times is it said?
It is said three times as part of the morning azkar, and you can track it with the counter on this page.
Why are disbelief and poverty joined in this refuge?
Because disbelief is the loss of religion, and poverty may lead to what harms one's religion and life, so they are joined in one plea to protect the servant within the morning azkar.