Usury
11 hadiths
Silver for gold is Riba (usury) unless exchanged on the spot; wheat for wheat is Riba unless exchanged on the spot; barley for barley is Riba unless exchanged on the spot; and dates for dates is Riba unless exchanged on the spot
Mālik ibn Aws ibn al-Hadathān reported: I came saying: Who will exchange the dirhams? Talhah ibn ‘Ubaydullāh, who was in the company of ‘Umar ibn al-Khattāb (may Allah be pleased with both of them), said: Show us your gold, then come to us when our servant comes to give you your silver. Thereupon, ‘Umar ibn al-Khattāb said: No, by Allah, you must either give him his silver or give him back his gold, as the Messenger of Allah (may Allah's peace and blessings be upon him) said: "Silver for gold is Riba (usury) unless exchanged on the spot; wheat for wheat is Riba unless exchanged on the spot; barley for barley is Riba unless exchanged on the spot; and dates for dates is Riba unless exchanged on the spot."
The Messenger of Allah (may Allah's peace and blessings be upon him) prohibited the sale of exchange of gold with silver on credit
Abu al-Minhāl said: “I asked Al-Barā’ ibn ‘Āzib and Zayd ibn Arqam about ‘Sarf’ (exchanging monies). Each of them said about the other: 'He is better than me’, and both of them said: ‘The Messenger of Allah (may Allah's peace and blessings be upon him) prohibited the sale of exchange of gold with silver on credit.'"
The Messenger of Allah (may Allah's peace and blessings be upon him) forbade the sale of silver for silver and gold for gold except for equal quantities, and commanded us to buy silver with gold as we desire, and to buy gold with silver as we desire
Abu Bakrah (may Allah be pleased with him) reported: The Messenger of Allah (may Allah's peace and blessings be upon him) forbade the sale of silver for silver and gold for gold except for equal quantities, and commanded us to buy silver with gold as we desire, and to buy gold with silver as we desire. A man, then, asked him: "Is it (payment) to be made on the spot?" He replied: "That is what I heard (from the Messenger of Allah)."
Beware! Beware! This is definitely usury! This is definitely usury! Do not do so, but if you want to buy (a superior kind of dates) sell the inferior dates for money, and then buy the superior kind of dates with that money
Abu Sa‘īd al-Khudri (may Allah be pleased with him) reported: Once Bilāl brought some Barni dates to the Prophet (may Allah's peace and blessings be upon him) who asked him, "Where did you get these dates?" Bilāl replied: "I had some inferior type of dates, and I exchanged two Sā‘s of it for one Sā‘ of Barni dates in order to give it to the Prophet (may Allah's peace and blessings be upon him) to eat." Thereupon, the Prophet (may Allah's peace and blessings be upon him) said: "Beware! Beware! This is definitely usury! This is definitely usury! Do not do so, but if you want to buy (a superior kind of dates) sell the inferior dates for money and then buy the superior kind of dates with that money."
Do not sell gold for gold except like for like, and do not sell less amount for greater amount or vice versa. And do not sell silver for silver except like for like, and do not sell less amount for greater amount or vice versa. And do not sell gold or silver that is not present at the moment of exchange for gold or silver that is present
Abu Sa‘īd al-Khudri (may Allah be pleased with him) reported that the Prophet (may Allah's peace and blessings be upon him) said: "Do not sell gold for gold except like for like, and do not sell less amount for greater amount or vice versa. Do not sell silver for silver except like for like, and do not sell less amount for greater amount or vice versa. Do not sell gold or silver that is not present at the moment of exchange for gold or silver that is present." Another wording reads: "... except hand to hand." A third wording reads: "... except if it is equal in weight, equivalent in value, and of the same quality.”
لا تبيعوا الذهب بالذهب إلا سواء بسواء، والفضة بالفضة إلا سواء بسواء
عَن أَبي بَكْرَةَ رَضِيَ اللَّهُ عَنْهُ: قَالَ رَسُولُ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ: «لاَ تَبِيعُوا الذَّهَبَ بِالذَّهَبِ إِلَّا سَوَاءً بِسَوَاءٍ، وَالفِضَّةَ بِالفِضَّةِ إِلَّا سَوَاءً بِسَوَاءٍ، وَبِيعُوا الذَّهَبَ بِالفِضَّةِ، وَالفِضَّةَ بِالذَّهَبِ كَيْفَ شِئْتُمْ».
لا ربا إلا في النسيئة
عَن أَبِي صَالِحٍ الزَّيَّاتِ أَنَّهُ سَمِعَ أَبَا سَعِيدٍ الخُدْرِيَّ رَضِيَ اللَّهُ عَنْهُ يَقُولُ: الدِّينَارُ بِالدِّينَارِ، وَالدِّرْهَمُ بِالدِّرْهَمِ، فَقُلْتُ لَهُ: فَإِنَّ ابْنَ عَبَّاسٍ لاَ يَقُولُهُ، فَقَالَ أَبُو سَعِيدٍ: سَأَلْتُهُ، فَقُلْتُ: سَمِعْتَهُ مِنَ النَّبِيِّ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ، أَوْ وَجَدْتَهُ فِي كِتَابِ اللَّهِ؟ قَالَ: كُلَّ ذَلِكَ لاَ أَقُولُ، وَأَنْتُمْ أَعْلَمُ بِرَسُولِ اللَّهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ مِنِّي وَلَكِنْ أَخْبَرَنِي أُسَامَةُ: أَنَّ النَّبِيَّ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ، قَالَ: «لاَ رِبًا إِلَّا فِي النَّسِيئَةِ».
اشتريت يوم خيبر قلادة باثني عشر دينارًا فيها ذهب وخَرَز
عَنْ فَضَالَةَ بْنِ عُبَيْدٍ قَالَ: اشْتَرَيْتُ يَوْمَ خَيْبَرَ قِلَادَةً بِاثْنَيْ عَشَرَ دِينَارًا، فِيهَا ذَهَبٌ وَخَرَزٌ، فَفَصَّلْتُهَا، فَوَجَدْتُ فِيهَا أَكْثَرَ مِنِ اثْنَيْ عَشَرَ دِينَارًا، فَذَكَرْتُ ذَلِكَ لِلنَّبِيِّ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ، فَقَالَ: «لَا تُبَاعُ حَتَّى تُفَصَّلَ».
لعن رسول الله صلى الله عليه وسلم آكل الربا ومؤكله وكاتبه وشاهديه، وقال: هم سواء
لَعَنَ رَسُولُ اللهِ صَلَّى اللهُ عَلَيْهِ وَسَلَّمَ آكِلَ الرِّبَا وَمُؤْكِلَهُ وَكَاتِبَهُ وَشَاهِدَيْهِ، وَقَالَ: «هُمْ سَوَاءٌ».
الوزن وزن أهل مكة، والمكيال مكيال أهل المدينة
عن ابن عمر قال: قال رسول الله صلى الله عليه وسلم: "الوزن وزن أهل مكة، والمكيال مكيال أهل المدينة".
Gold for gold, silver for silver, wheat for wheat, barley for barley, dates for dates, and salt for salt, like for like, equal for equal, hand to hand. If these classes differ, sell as you wish if it is hand to hand
‘Ubādah ibn as-Sāmit (may Allah be pleased with him) reported: The Messenger of Allah (may Allah's peace and blessings be upon him) said: "Gold for gold, silver for silver, wheat for wheat, barley for barley, dates for dates, and salt for salt, like for like, equal for equal, hand to hand. If these classes differ, sell as you wish if it is hand to hand."